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Expert guidance on employee benefits, healthcare trends, and strategies for small business owners.
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Small businesses have more options than ever when it comes to employee benefits. We break down how a Professional Employer Organization compares to buying coverage on your own.
Federal regulators have dramatically stepped up enforcement of mental health parity rules in 2026. Small employers need to understand what’s required and how to avoid costly penalties.
With competition for talent intensifying even among small businesses, knowing how your benefits compare to market is no longer optional. Here's what the data shows for 2026.
Stop-loss insurance is the safety net that makes self-funding viable for small employers. But not all stop-loss policies are created equal — here's how to evaluate yours.
Voluntary benefits let small employers offer a richer package without increasing their own costs. Here's how to build a voluntary benefits strategy that employees actually value.
Health Savings Accounts remain one of the most powerful tax-advantaged tools available to employees — but most small business workers aren't using them to their full potential.
Group life insurance is one of the most affordable benefits an employer can offer — and one of the most meaningful to employees with families. Here's what you need to know.
Level-funded plans have emerged as one of the most compelling options for small employers looking to control costs without taking on the full risk of self-insurance. Here's what you need to know.
Staying compliant with the Affordable Care Act requires ongoing attention. We've put together a practical checklist to help small business owners stay on top of their obligations this year.
Prescription drug spending continues to climb, driven by specialty medications and brand-name drug inflation. Employers have more tools than ever to manage this cost — here's where to start.
Virtual care usage has grown dramatically over the past few years. For small employers, telemedicine offers a cost-effective way to expand access to care while reducing absenteeism.
Dental benefits consistently rank among the top perks employees want. Employers who offer quality dental coverage see measurable improvements in retention and satisfaction scores.
Most employees dramatically underestimate their risk of a disabling illness or injury. Offering disability coverage is one of the most impactful — and underutilized — things an employer can do.
Open enrollment season doesn't have to be stressful. With the right preparation and communication strategy, you can run a smooth enrollment that leaves employees informed and satisfied.
Self-funding has long been associated with large corporations, but modern stop-loss products and third-party administrators have made it a viable option for businesses with as few as 25 employees.
Our advisors are here to help you navigate the options.